Applications for the Lot Lease and Quiet Title Program are tentatively scheduled to open on November 1st, 2020.

2 Year

Lease

$50.00

Cost

Side-Lot and Adopt-A-Lot Programs

Applicants are limited to three active leases at one time.

Side-Lot Program

Citizens who own their home and live next to a vacant lot (no structure) are eligible to gain use of the lot through the land bank for 2 years through a lease agreement. This allows immediate use of the lot by the citizen without first working with the BLBA to clear the title, saving time and money for the citizen. At the end of two years, the Birmingham Land Bank can assist the homeowner in clearing title through the land bank’s attorneys so they own the property free and clear of all other interests.

Adopt-A-Lot Program

Citizens, non-profits, churches, and other faith-based organizations who live or work in neighborhoods with vacant, tax-delinquent lots are eligible to gain use of the lots in a similar way to the Side-Lot program through a lease agreement for 2 years. This program has been popular with citizens who live across the street or on the same block as vacant, overgrown lots. Churches and non-profits working to remove blight from their surrounding blocks find this program to be very useful. At the end of two years, the Birmingham Land Bank can assist the homeowner in clearing title through the land bank’s attorneys so they own the property free and clear of all other interests.

Stepping Stone

Adopt-a-lot and Side Lot programs can be utilized as a stepping stone toward purchasing the property by providing a way for the applicant to demonstrate good stewardship while working to secure funds to go through the quiet title process. At the end of the 2-year term, applicants have the option to walk away, obtain a quitclaim deed of the interest held by the Birmingham Land Bank (at no cost) or go through the Quiet Title program to obtain a statutory warranty deed to the property.

Eligibility

Applicant Eligibility

The applicant must own and use as their primary residence a property in the same Neighborhood as the
requested property.
The Applicant must not own any real property in the City of Birmingham that is subject to any unremediated
citation of violation of the state and local codes and ordinances.
The Applicant must not own any real property that is tax delinquent.
The Applicant must not have been the prior owner of any tax-delinquent property or any real property that was transferred to a local government as a result of foreclosure proceedings unless the BLBA approves the anticipated disposition prior to the effective date of completion of such tax foreclosure proceedings.

Click this link to view more information on applicant eligibility.

Parcel Eligibility

The property shall be vacant unimproved real property;
The property shall be located in a HUD low-moderate income tract.
The applicant must own and use as their primary residence a property in the same Neighborhood as the
requested property.
The requested property must be adjacent to the applicant’s property or in the same neighborhood.
Land Bank Eligible properties are do not come off of a special list. These properties have been tax delinquent and sold to state for at least five years and have been available for purchase through the Jefferson County Tax Sale and the State of Alabama Department of Revenue.

Requirements

Agreement

Once your application is approved by the Board, you are obligated under the terms of the agreement to adhere to the following requirements:

Suitably maintain the Property in accordance with all applicable property
maintenance, building, housing, zoning, and/or health codes, ordinances, laws
and/or regulations.
Keep the Property clean and sanitary, removing garbage and trash, if any, as it
accumulates.
Operate all equipment used in fulfillment of Transferee’s obligation in a
reasonable, safe manner.
Not allow any activity on the Property that constitutes a nuisance and/or
disrupts neighbors.
Transferee must maintain liability insurance or sign a Release of Liability form
to indemnify and hold harmless the Authority, the City of Birmingham, their
respective Board of Directors, and Mayor and Council, and their administrators,
agents and employees from any and all liability for property damage and/or bodily
injury to anyone or anything that arises from or is caused by actions or omissions
taken in furtherance of this Agreement.

Learn How to Check the Tax Delinquency Status

Process

1
After you submit a completed application, our staff will make best efforts to review it over a 30 day period. It will then go before our board for approval at the next scheduled monthly board meeting.
2
Following the board meeting, BLBA staff will request the tax deed. Staff will contact you once the deed has arrived and is processed. At that point, BLBA staff will execute the two year lease agreement with you.
3
During your lease, you will agree to do the following:
- Suitably maintain the Property in accordance with all applicable property
  maintenance, building, housing, zoning, and/or health codes, ordinances, laws
  and/or regulations.
- Keep the Property clean and sanitary, removing garbage and trash, if any, as it
  accumulates.
- Operate all equipment used in fulfillment of Transferee’s obligation in a
  reasonable, safe manner.
- Not allow any activity on the Property that constitutes a nuisance and/or
  disrupts neighbors.
- Transferee must maintain liability insurance or sign a Release of Liability form
  to indemnify and hold harmless the Authority, the City of Birmingham, their
  respective Board of Directors, and Mayor and Council, and their administrators,
  agents and employees from any and all liability for property damage and/or bodily
  injury to anyone or anything that arises from or is caused by actions or omissions
  taken in furtherance of this Agreement.
4
At the end of the 2-year term, applicants have the option to walk away, obtain a quitclaim deed of the interest held by the Birmingham Land Bank (at no cost) or go through the Quiet Title program to obtain a statutory warranty deed to the property.

Apply